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Insurance Claims for Car Accident

Car Accident: Insurance Claims - Do’s
If you have been involved in any kind of traffic accident, whether a car accident, truck accident, or motorcycle accident, you will inevitably have to deal with your insurance company as well as the insurance agents of others involved in the accident. Filing an insurance claim and handling insurance adjusters can be quite a task. Here are some essential dos and don’ts to remember, regarding insurance claims.
Lets get to the Do’s part:

Do contact your insurance company as soon after the accident or injury as possible. Unless you have some very serious injuries to take care off, your insurance agent is the first person to call in case of an accident or injury.

Do take time to read your insurance policy and understand it. This will help you in determining what coverage your policy allows so as to make the necessary claims.
Do your best to get as many details of the accident as possible. This will include taking pictures of the damaged vehicles and any injuries sustained. Also do try to take down the names and numbers of any witnesses to the accident who may later be able to help prove your insurance claim.
Do make a note of the insurance details of any other person or vehicle involved in the accident.
Do keep a written account of any conversations and dealings with the insurance officers, agents, and any other people involved in the claims process.
Do save receipts and bills for any and all expenses relating to your insurance claim, bills for any repair work on the damaged vehicle, and also any medical costs incurred on the treatment of any injuries that are covered by your insurance policy.
Do be frank and honest with the insurance investigators so that your claim is not denied for fraudulent reasons.
Do check if you have more than one insurance policy that provides coverage for the particular accident or injury. Many people have multiple insurance policies under which they may be able to file valid insurance claims. So, do take the time to review all your insurance policies.

For the Don’ts part pls visit

 

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This entry was posted on Thursday, July 17th, 2008 at 1:16 am and is filed under General. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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